There is perhaps no other business relationship that requires more TRUST than the Insurance relationship.

Trust does not come from being the largest, it comes from being there over the long term.  It comes from being reliable and developing strong relationships with your customers.  The majority of our clients have been trusting us for over 20 years.

We have never tried to be the largest, yet we place significant premiums and are recognized worldwide.

The professionals at Aviation Risk Management Associates
and Aviation Insurance Consultants
have been earning TRUST one client at a time for over 20 years.



Aviation Risk Management Associates, Inc.

Brokerage Services

At Aviation Risk Management Associates, Inc. (ARMA) we concentrate on providing Risk Management and Insurance Brokerage Services to entrepreneurs and middle market companies in the Commercial Aviation Industry by developing and deploying a  "Second Level” approach to coverage. Our systems and procedures enable our clients to better understand the complex and changing Aviation Insurance Market and make better decisions over the broad spectrum of coverages including:

  • Airline Placements
  • Aircraft Hull & Liability
  • Airport Premises Products & Hangarkeeper’s Liability
  • General Liability
  • Property
  • Executive Risk
  • Surety Programs
  • Auto (Domestic & International)
  • Workers Compensation
  • Defense Base Act Workers Compensation
  • Group Medical/Life/STD/LTD
  • Partially Self-Funded Programs
  • Professional Liability
  • Environmental Impairment Coverage

The knowledgeable professionals at ARMA can bring a refreshing level of clarity and understanding to the procurement and maintenance of the insurance function within your organization. Our clients include:

  • Air Carriers (Part 121 Certified)
  • On-Demand Charter (Part 135 Certified)
  • Airline Ground Handling
  • Fixed Based Operators
  • Corporate Flight Departments
  • Helicopter Operators
  • Maintenance, Repair and Overhaul Facilities
  • Flight Schools


What our clients have to say...

"Larry is not merely an aviation insurance broker -- he's a problem solver!  He understands the industry, knows the markets, but more importantly, he understands our business.  Policies are actually read and reviewed.  We've worked with Larry over 15 years because he and his staff pay attention to the details to ensure we have the coverages we need for our operations.”    

-M. Epps, Epps Air Service, Inc.


Aviation Risk Management Associates, Inc.

Consulting Services

Some clients prefer an independent Risk Manager or Consultant that is free of any perceived conflict to advise and service their Insurance Program. The reality is, the country’s largest corporations all have internal Corporate Risk Management Departments.  Why shouldn’t a smaller company receive the same benefits and services by utilizing an Independent Consultant without the large annual cost?  After all, both have the same exposures.

We offer comprehensive Risk Management Services through our subsidiary company Aviation Insurance Consultants, Inc. (AIC) which can include all or any of the following services depending on the client's needs:

  • Policy review and evaluation
  • Marketing analysis
  • Coordination and evaluation of current Brokers/Agents involved
  • Management of the Insurance function
  • Management or assistance with claims/claims administration


What our clients have to say...

"We have worked with the professionals at ARMA for almost 10 years. Not only is their pricing and service the best we have experienced, we feel that we have a much better understanding of the coverage and the insurance market. I think we at Key Lime Air make better decisions because of their involvement in our insurance program."

 -G. Rich, Key Lime Air Corporation


About Us

Aviation Risk Management Associates, Inc.

About Us

We feel that one of our greatest strengths is the fact that our Producers are former Aviation Insurance Underwriters. Aviation Underwriting is unique, the industry is so small that the law of large numbers does not apply, therefore, not allowing for statistically accurate rating. Underwriters must truly understand not just the insurance aspects of a risk, but combine the insurance with specific aviation knowledge. This results in superior understanding of the client’s exposures and risk solutions. At ARMA we underwrite first and negotiate second.

Procedurally, each of our clients has a Producer, an Account Manager and a back-up Account Manager assigned to their account. There is always someone in the office that is familiar with each specific account. Clients are always given personal attention from a qualified Account Manager, never serviced by a pool of representatives who are sometimes even located outside the U.S.

Our systems, procedures and experience have allowed us to maintain professional relationships with our clients for a very long time. We have several major clients who’s insurance we have brokered over 25 consecutive years and many others over 20 years. We would suggest that rather than asking “how large” a broker is, clients are better served by asking “how long have you serviced your largest clients?”


What our clients have to say…

“Aviation Risk Management has provided support and advice for Kalitta Air, LLC, and previous Kalitta companies, for more than 25 years. During that time Larry Galizi has always protected the interests of the Kalitta companies by ensuring that the lowest possible rates are negotiated and all claims are processed in a fair and timely manner. His knowledge of the insurance industry, particularly aviation insurance, is without equal.” 


-P. Sanderlin, Kalitta Air, LLC


Contact Us
Aviation Risk Management Associates, Inc.

Contact Us

Inquire more about how ARMA/AIC can help manage all of your Insurance Risks today! We are located in Crystal Lake, Illinois at 377 W. Virginia Street. To speak to an Agent please call 1-815-356-8811 or fill out the information below and a representative will contact you.


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Key Contacts

Lawrence Galizi President 815-261-3331 larrygalizi@avnrskmgt.com
  Angie Perez Sr. Account Manager 815-261-3345 angieperez@avnrskmgt.com